ETFs or Individual Stocks: Which One Should You Invest In?

When it comes to investing everyone has their view on what you should be putting your money into. Plenty of people are convinced that you should only put your money into real estate, or cryptocurrency, or gold etc. There are also people who swear by the stock market, but these are usual split into twoContinue reading “ETFs or Individual Stocks: Which One Should You Invest In?”

What is a Junior ISA (JISA)

It’s important to think about you child’s future, we all want them to be better off than us. One of the ways you can do that is by opening and contributing to a Junior Individual Savings Account (JISA). It is also important to involve you child in their financial future. Many parents are uneasy withContinue reading “What is a Junior ISA (JISA)”

How to Budget

Being able to budget is an essential part of managing your personal finances. Without knowing the figures it can be very difficult to save money, pay off debt and reach financial independence effectively. This post will take you through the steps to budget effectively and kick start your financial journey. What is a Budget BeforeContinue reading “How to Budget”

Build Assets, not Liabilities!

If I was to ask you, do you know the difference between an asset and a liability, you would probably respond with ‘yes’. But do you? If everyone thinks they know the difference, why is it that the majority of people have more liabilities than assets? This is the question we all need to askContinue reading “Build Assets, not Liabilities!”