Life insurance is one of those things that everyone admits we need to have, but no one wants to think about it. Why would you? After all you are putting in place arrangements should the worst happen to you, no one wants to think about that. That said, as much as we don’t want toContinue reading “Why you need to have Life Insurance”
We all want to own our own home, but we are rarely told about how much it actually costs to buy it. Sure you need your deposit if you are buying with a mortgage, but there is so much more to consider. Contents Deposit and mortgage Mortgage broker Surveys and searches Solicitors Moving, furnishing andContinue reading “How Much Does it Cost to Buy a House?”
Pets make a huge impact on our lives, in many ways we can’t even put a price tag on it. They make great companions to snuggle with on the sofa or help us keep active on walks, they are innocent bundles of joy. However, becoming a pet parent for the first time can be bothContinue reading “The Cost of Having a Pet”
We all have bad as well as good habits. When it comes to money, bad habits can cost us for years to come. Below you will find three bad habits that need to stop as soon as possible, followed by three good habits that will put you on the path to a sound financial future.Continue reading “Bad Money Habits to Stop, Good Money Habits to Build”
While Christmas feels like it is a long way away, we need to start thinking about it again. It is a time of joy, family and gift giving; but it is also a time of raiding our savings. We need to take a more proactive approach to how we fund our Christmas spending. This isContinue reading “How to save for Christmas”
No one likes a lockdown, it’s isolating and lonely. People want nothing more to meet up, go out for dinner or drink a few pints in the pub. 2020 and now 2021 has been dominated by the effects of lockdowns, but how can we make a lockdown work to our advantage? It doesn’t all needContinue reading “How to Survive a Lockdown”
The collapse of Northern Rock, Bradford & Bingley and the Icelandic banks may seem like distant events, however with the Covid-19 pandemic savers are understandably concerned, are my savings safe? You may have heard of the Financial Services Compensation Scheme or FSCS and you probably have seen their logo at the bottom of any leafletsContinue reading “What is the Financial Services Compensation Scheme (FSCS)”
It’s important to think about you child’s future, we all want them to be better off than us. One of the ways you can do that is by opening and contributing to a Junior Individual Savings Account (JISA). It is also important to involve you child in their financial future. Many parents are uneasy withContinue reading “What is a Junior ISA (JISA)”
A Lifetime ISA or LISA can be use to save for buying your first home or retirement.
This year… well what a year it has been! I know lots of people have been saying the same, but who would have thought at the beginning of the year that we would have to contend with a global pandemic. But you need to remember in a year of such obvious lows, there still haveContinue reading “My 2021 Goals”
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