What is the Financial Services Compensation Scheme (FSCS)

The collapse of Northern Rock, Bradford & Bingley and the Icelandic banks may seem like distant events, however with the Covid-19 pandemic savers are understandably concerned, are my savings safe? You may have heard of the Financial Services Compensation Scheme or FSCS and you probably have seen their logo at the bottom of any leafletsContinue reading “What is the Financial Services Compensation Scheme (FSCS)”

What is a Junior ISA (JISA)

It’s important to think about you child’s future, we all want them to be better off than us. One of the ways you can do that is by opening and contributing to a Junior Individual Savings Account (JISA). It is also important to involve you child in their financial future. Many parents are uneasy withContinue reading “What is a Junior ISA (JISA)”

How to Start Investing

It can be scary to think about investing, it seems risky and people will say that you could lose money. However, provided you do your own research and educate yourself you could be very successful investing. First of all, what is investing? The dictionary definition is, “the act of putting money, effort, time, etc. into something to make a profit or getContinue reading “How to Start Investing”

How to Improve your Credit Score

A credit score is a tool used by lenders to help determine whether you qualify for a particular credit card, loan, mortgage or service. People with a higher score are often seen as lower risk, which means lenders are more likely to give them credit. Keeping track of your credit score is an important partContinue reading “How to Improve your Credit Score”

A healthy lifestyle can give a boost to your finances

This is a topic I have wanted to explore for some time now. We are always being told how we need to improve our health – be more active and eat healthily. All of these campaigns by charities and government public health departments are always saying that we could live a longer and better qualityContinue reading “A healthy lifestyle can give a boost to your finances”

How to build an Emergency Fund

In this uncertain economic climate having a decent pot of money set aside for emergencies can provide real security and peace of mind. You can use an emergency fund for unexpected expenses and if you loose your job. I aim to have around 3 months of expenses in my emergency fund, but how much youContinue reading “How to build an Emergency Fund”