Investment lessons the pandemic has taught us

For those of us who had never been through a stock market crash, March 2020 was a pretty scary time. Even those who had experienced the Great Recession and the Dot Com bubble, the pandemic was a tough ride. The main reason for this is uncertainty, we just didn’t know what was going to happen.Continue reading “Investment lessons the pandemic has taught us”

5 Money Arguments to have with Yourself while Self-Isolating

To start with, this post was inspired by an idea that Bear Money Blog suggested. Make sure you check out his blog and follow him on Twitter, @BearMoneyBlog. A common theme of the Covid-19 pandemic has been the need to self-isolate if you have tested positive or been in contact with someone who has testedContinue reading “5 Money Arguments to have with Yourself while Self-Isolating”

5 Tips to make the most out of your Stocks & Shares ISA

A stocks & shares ISA is one of the most tax efficient ways to invest in the stock market in the UK. That’s said are British adults using their ISA allowance to their full potential? The data, would suggest that they are not… According to data compiled by Finder, less than 5% of Brits haveContinue reading “5 Tips to make the most out of your Stocks & Shares ISA”

Should you pay off your mortgage early?

Being mortgage free is the dream of every homeowner, those who have achieve this dream now have a lot more disposable income to put towards anything they wish. For most this will be a question of allocating a regular over payment each month, however, some could do this as a lump sum; either as aContinue reading “Should you pay off your mortgage early?”

How much it cost to buy our first home

In March 2021 my partner and I decided to start thinking about buying our first home. After around 15 viewings and 3 different offers later we started the formal process at the beginning of April. By the 2nd July we completed and moved in. We now understand why people said that buying your first homeContinue reading “How much it cost to buy our first home”

Why you need to have Life Insurance

Life insurance is one of those things that everyone admits we need to have, but no one wants to think about it. Why would you? After all you are putting in place arrangements should the worst happen to you, no one wants to think about that. That said, as much as we don’t want toContinue reading “Why you need to have Life Insurance”

How Much Does it Cost to Buy a House?

We all want to own our own home, but we are rarely told about how much it actually costs to buy it. Sure you need your deposit if you are buying with a mortgage, but there is so much more to consider. Contents Deposit and mortgage Mortgage broker Surveys and searches Solicitors Moving, furnishing andContinue reading “How Much Does it Cost to Buy a House?”

Bad Money Habits to Stop, Good Money Habits to Build

We all have bad as well as good habits. When it comes to money, bad habits can cost us for years to come. Below you will find three bad habits that need to stop as soon as possible, followed by three good habits that will put you on the path to a sound financial future.Continue reading “Bad Money Habits to Stop, Good Money Habits to Build”

How to save for Christmas

While Christmas feels like it is a long way away, we need to start thinking about it again. It is a time of joy, family and gift giving; but it is also a time of raiding our savings. We need to take a more proactive approach to how we fund our Christmas spending. This isContinue reading “How to save for Christmas”