5 Tips to make the most out of your Stocks & Shares ISA

A stocks & shares ISA is one of the most tax efficient ways to invest in the stock market in the UK. That’s said are British adults using their ISA allowance to their full potential? The data, would suggest that they are not… According to data compiled by Finder, less than 5% of Brits haveContinue reading “5 Tips to make the most out of your Stocks & Shares ISA”

2 Dividend Stocks I am Buying

If you don’t know already, I am a dividend investor; this means I buy good quality stocks with a view to hold them long term and collect any dividends they pay out. While the plan is to one day have these dividends supplement my everyday expenses, currently they are reinvested. Reinvesting your dividends is reallyContinue reading “2 Dividend Stocks I am Buying”

ETFs or Individual Stocks: Which One Should You Invest In?

When it comes to investing everyone has their view on what you should be putting your money into. Plenty of people are convinced that you should only put your money into real estate, or cryptocurrency, or gold etc. There are also people who swear by the stock market, but these are usual split into twoContinue reading “ETFs or Individual Stocks: Which One Should You Invest In?”

How to Start Investing

It can be scary to think about investing, it seems risky and people will say that you could lose money. However, provided you do your own research and educate yourself you could be very successful investing. First of all, what is investing? The dictionary definition is, “the act of putting money, effort, time, etc. into something to make a profit or getContinue reading “How to Start Investing”

Quantitative Easing: Everything you need to know!

Quantitative Easing or ‘QE’ is what used to be an unconventional monetary tool used by central banks in order to stimulate economies. It was first used in Japan in 2000 in the aftermath of the Asian financial crisis of 1997. The policy became mainstream in the wake of the 2008/9 crisis where hundreds of billionsContinue reading “Quantitative Easing: Everything you need to know!”

Interested in Cryptocurrency? Check out crypto.com

Over the last couple of weeks I have been trying to understand cryptocurrency, what is it and what is its future. While there is still a hell of a lot I still don’t know and understand, the general idea is that I should not ignore it. While I don’t think cryptocurrencies such as Bitcoin, EthereumContinue reading “Interested in Cryptocurrency? Check out crypto.com”

Second Crash: hopes of V shape recovery fade

Yesterday the UK posted a 2% contraction in economic activity for the first quarter of this year with a 5.8% contraction in March alone. This gives a rather grim outlook for the second quarter of which has been dominated by lockdown. There is no getting out of the fact that we are in a recessionContinue reading “Second Crash: hopes of V shape recovery fade”

The Power of Compound Interest

Albert Einstein said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… He who doesn’t… pays it.” What is Compound Interest Compound interest is interest calculated on the initial principle, which also includes all the accumulated interest from previous periods on a deposit or loan. So if I depositContinue reading “The Power of Compound Interest”